Services
Personal Guarantee
Independent Legal Advice (ILA)
Clear, comprehensive legal advice to individuals asked to provide a personal guarantee for loans or other financial obligations, often in connection with limited company mortgages.
As a personal guarantor, you are taking on significant legal and financial responsibilities, which can have far-reaching consequences. We offer expert advice to ensure that you fully understand the risks and obligations before you commit. Our service includes a thorough review of the guarantee documents, an explanation of key terms and clauses, and guidance on your options and rights. The process culminates in the provision of a legal certificate, confirming that you have received independent legal advice as required by lenders.
This service can be conducted entirely online or in person.
Corporate Guarantee
Independent Legal Advice (ILA)
Clear, comprehensive legal advice to company directors or officers asked to provide a corporate guarantee for loans or other financial obligations, often in connection with limited company mortgages.
As a corporate guarantor, your company is taking on significant legal and financial responsibilities, which can have far-reaching consequences. We offer expert advice to ensure that you fully understand the risks and obligations before the company commits. Our service includes a thorough review of the guarantee documents, an explanation of key terms and clauses, and guidance on your options and rights. The process culminates in the provision of a legal certificate, confirming that you have received independent legal advice as required by lenders.
This service can be conducted entirely online or in person.
Occupier Waiver
Independent Legal Advice (ILA)
The Occupier Waiver ILA service is aimed at individuals who are asked to sign an occupier waiver or consent to a mortgage, often as part of a property financing arrangement. By signing an occupier waiver, you are agreeing to waive certain rights you may have to occupy or claim an interest in the property, which could have serious legal implications. It is crucial to fully understand the effects of signing such a document, especially if you are residing in the property but are not the borrower.
We provide independent legal advice to explain your rights, the potential impact of the waiver on your ability to remain in the property, and any risks you should be aware of. Once you are fully informed, we issue the required legal certificate to confirm that you have received appropriate independent legal advice.
Our streamlined online process allows for a quick and convenient solution, ensuring you are protected and informed before signing.