How it works
From booking to your certificate
Every ILA follows the same steps. This page explains what happens from the moment you book to the moment we issue your certificate, and what we need from you along the way.
Choose the advice you need
Use the fee tool below to see your indicative fee. The fee is per person, not per appointment. If more than one of you needs advice, for example a husband and wife who are both signing, each of you needs your own ILA, and the tool works out the total. If you each need different advice, you can contact us for a combined quote.
Book a provisional appointment
Choose a time that suits you in the tool below, or on the booking page. No payment is taken when you book, and the appointment is provisional at this stage.
Send us the loan documents
Email info@samedayila.co.uk with the contact details of the borrower’s solicitor and a copy of the full set of loan documents.
We check what you send
When your documents arrive we review them and contact you for any missing information or documents.
Onboarding and ID checks
We then begin onboarding. As part of this we verify your identity, either by obtaining your completed ID checks from the borrower’s solicitor or by carrying out our own checks for an additional fee of £25 + VAT.
Payment on account
Before the appointment is confirmed we ask for full payment on account of our fee, plus the ID check fee where it applies.
Your appointment is confirmed
Once onboarding, payment on account and ID checks are complete, we confirm your video appointment.
The video appointment
You meet your solicitor by video. We go through the loan documents with you and explain the obligations, the risks and what signing means for you.
Written advice and your certificate
After the appointment we send you our written advice and ask for your authority to issue the ILA certificate. Once you confirm, we provide the signed certificate the lender needs.
Work out your fee and book
You see your indicative fee instantly, and we confirm the fixed fee in writing once we have reviewed your documents, before your appointment. Choose the advice you need, and the loan or facility amount where it applies, to see your fee and choose a time. All figures include VAT.
No payment is taken when you book. Prefer to talk it through first? Contact us.